Unti-unti nang lumilipat sa paggamit ng digital payments ang Bangko Sentral ng Pilipinas ayon kay BSP Deputy Governor Mert Tangonan.
Kamakailan lang ay kanilang pinasinayaan ang Person-to-Merchant QR Code system at inaasahan na makakamit ang 50% digital payments sa 2023.
“What we are most excited about is that we want to make this work even down to the micro level, even down to the vendor in the public market or sari-sari stores, tricycle drivers used by the vast majority of our people,” ayon kay Tangonan.
“We want to penetrate even up to the micro, even informal sector, not just to drive volume but most of all to serve the needs of our people and businesses,” dagdag pa niya.
Ayon kay Tangonan ang ultimate goal ng bansa ay magkaroon ng “cash-lite” economy kung saan ang pagbabayad ng pera sa pisikal at digital ay iisa lamang ang nais mangyari.
“While these 2 forms of payment may vary in form, yet they have the same objective of providing people, businesses and government to complete financial transactions,” ayon pa kay Tangonan.
“I believe that the incentives have to be present for financial institutions to bring this innovation, services to the market. This has costs. How financial institutions would like to recover those costs, we would like to leave it to them,” dagdag pa niya.
Samantala, may mga bangko na nag charge ng fees sa paggamit ng InstaPay at PESONet sa bansa.
Ang InstaPay at PESONet ay kabilang sa BSP’s National Retail Payment System.